HC Központ Kft

Home Center Credit Center (HC Központ Kft.) is one of the leading credit intermediaries of Hungary that owns the widest system of relationships with banking and financial institutions in our country, and provides full, free of charge services to its clients in the field of credit and insurance intermediation. The main task of Credit Center is to intermediate loans related to the purchase of new and used real estate, construction, modernization, enlargement and renovation.

In 2014 Home Center Credit Center intermediated loans in the value of more than 16 billion HUF, and since its start in August of 2000, more than 12.000 satisfied clients trusted them with the management of their credit and insurance matters. Instead of spending weeks on investigation, our greatly experienced and up-to-date counselors are ready to make you familiar with the actual possibilities in borrowings and insurances in even just 30 minutes and help you to choose the most appropriate one.

Full service credit counselling

  • Free of charge
  • 20 banks in one place
  • Widest, bank-independent offer of loan products
  • Constant outstanding promotions
  • Exclusive discounts
  • High quality client service
  • Fast and accurate
  • Personalised
  • Also for foreigners
  • On spot administration


The accessible financial solution for everyone

  • Unique credit facilities
  • Housing purpose market loans
  • Credits with governmental interest rate subsidies
  • Construction loans
  • Non-earmarked mortgages
  • Personal loans without real estate collateral
  • Housing savings with governmental support and guarantee
  • Mortgage substitution, debt settlement
  • Apartment leasing for private clients and enterprises
  • Subsidised entrepreneurial New Széchenyi Investment Loans
  • Insurance

In case of receiving a loan management assignment, we undertake that:

  • we provide detailed information on the accessible and most appropriate facilities in the course of credit counselling
  • we get the preliminary credit rating of our clients done identical to the classification method of banks
  • we provide support in obtaining the necessary documents
  • we set up the complete credit application documentation and have it evaluated by our partner bank
  • we provide constant information about the process of the credit application from the start of its submission to the disbursement
  • we conclude the insurances requested by our clients and required by the bank disbursing the credit (term life insurance, home insurance, life insurance, CASCO, compulsory insurance).


Bánfalvi László

László Bánfalvi
Managing Director



1023 Budapest Lajos street 28-32.

Tel: +36-1 / 487 – 3300




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